This privacy policy is about how we collect, use, share, and protect your personal information and other relevant details. Please take the time to read this carefully. By providing your personal information to us or starting to use our products or services, you indicate that you are aware of and agree to the conditions and terms outlined in this privacy policy. We encourage you to read the policy thoroughly to understand how we collect and use information so that you can better use our services and make informed choices. We may collect and use your sensitive personal information to provide you with specific services. We will highlight personal sensitive information in bold in the following descriptions. Please consider carefully whether to provide us with this information while using our services. We will do our utmost to protect your personal information.
We may modify this privacy policy, and if there are significant changes (such as changes in business functionality, usage purposes, or contact information for the personal information protection responsible party), we will announce the new privacy policy through notifications on our website and app before it takes effect, allowing you to understand the specific changes and provide feedback. If you click "agree," you accept the new privacy policy. If you do not accept the revised terms, you can choose to deactivate your account.
How We Collect and Use Your Personal Information
We will only collect and use your personal information for the business functionalities described in this policy. The purpose of collecting personal information is to provide you with products or services. You have the right to choose whether to provide this information, but in most cases, if you do not provide it, we may not be able to offer you the corresponding services or address your issues:
1. Account Registration and Login
1.1. You can register for an AsianFin account using your email. You can also choose to fill out or change your account name, social identity, and personal introduction as needed. However, if you do not provide this information, it will not affect your ability to use the product and related services.
1.2. If you successfully register for an AsianFin account, your username, profile picture, and personal introduction will be displayed on the AsianFin app and website.
2. Providing You with Products and Services
2.1. Information browsing, posting, liking, favoriting, and sharing features.
2.1.1. To provide you with our core information display services, we will collect your browsing history.
2.1.2. When you use posting, image, or audio and video features, we will ask for your permission to access your photos and camera. If you refuse to grant permission, you will not be able to use those features, but this will not affect your ability to use other functions.
2.1.3. When you use posting, commenting, liking, favoriting, and sharing features, the text, photos, videos, audio, comments, likes, favorites, and sharing records you post will be stored on our servers, as this storage is necessary for these functions. We will store this information securely, and you can delete it at any time.
2.2. Security Operations. To ensure the secure operation of our software and services, we will collect your device model, device name, unique device identifier (including IMEI, Android ID, IDFA, OPENUDID, IMSI, MAC address), SSID, BSSID, device serial number, browser type and settings, language settings, operating system and app version, hardware address of network devices, login IP address, access mode, network quality data, mobile network information (including operator name), product version number, and running process information.
2.3. Search Function. When you use the AsianFin search feature, we will collect your query keywords and access time, saving them locally for quick searches next time. You can delete this information by clicking the delete button.
2.4. Interaction Features and Services. When you follow accounts of interest, browse, comment, like, favorite, and share content, we will collect the accounts you follow and the aforementioned information, and we will show you content from those accounts.
2.7. Customer Service Features. When you submit a complaint, appeal, or inquiry on the AsianFin platform, we will collect your name, phone number, email, and other contact information to help us get in touch with you or resolve your issues. If you refuse to provide this information, we may not be able to provide timely feedback on your complaint, appeal, or inquiry.
2.8. Sharing Features. When you share or receive shared information, we may need to access your clipboard locally to read the passwords, share codes, and links contained within to enable sharing features or services.
3. We May Obtain Your Personal Information Indirectly from Third Parties
If you log in using an account from a third-party platform, after you explicitly authorize account binding, the third-party platform will sync your avatar used on that platform so you can directly log in and use AsianFin. You can unbind this in [My] - [Account Information].
How We Use Cookies and Similar Technologies
(1) Cookies
To ensure the website runs smoothly, we store small data files called Cookies on your computer or mobile device. Cookies usually contain identifiers, site names, and some numbers and characters. With Cookies, the website can remember your browsing preferences. We promise not to use Cookies for any purposes other than those stated in this policy. You can manage or delete Cookies based on your preferences. You can clear all Cookies saved on your computer, and most web browsers have options to block Cookies. However, if you do this, you’ll have to manually change your user settings every time you visit our website.
(2) Web Beacons and Pixel Tags
Besides Cookies, we also use web beacons and pixel tags on the website. For instance, the emails we send you may include URLs that link to our website content. If you click these links, we track the click to help us understand your product or service preferences and improve customer service. Web beacons are typically transparent images embedded in a website or email. With pixel tags in emails, we can see if the email was opened. If you don’t want your activity tracked this way, you can unsubscribe from our mailing list at any time.
(3) Do Not Track
Many web browsers have a Do Not Track feature that sends requests to websites asking them not to track your activity. Currently, major internet standards organizations have not established policies to guide how websites should respond to such requests. However, if your browser has Do Not Track enabled, our websites will honor your choice.
How We Share, Transfer, and Disclose Your Personal Information
(1) Sharing
We won’t share your personal information with any other companies, organizations, or individuals, except in the following cases:
1. Sharing with your explicit consent: We will share your personal information with others only after receiving your clear permission.
2. Legal disclosures: We may share your personal information according to laws, regulations, or mandatory requests from government authorities.
3. Sharing with our affiliates: Your personal information may be shared with our affiliated companies. We will only share the necessary personal information, and it'll be subject to the purposes stated in this privacy policy. If affiliates want to change how they handle your personal information, we will seek your consent again.
(2) Transfer
We won’t transfer your personal information to any companies, organizations, or individuals, except in the following cases:
1. Transfer with your explicit consent: After getting your clear permission, we will transfer your personal information to others.
2. In cases of mergers, acquisitions, or bankruptcy liquidation, if personal information is involved in the transfer, we will request that the new holder of your personal information adheres to this privacy policy; otherwise, we will require that the company or organization seek your consent again.
(3) Public Disclosure
We will only publicly disclose your personal information in the following situations:
1. After obtaining your explicit consent;
2. Based on legal disclosures: We may publicly disclose your personal information when required by law, legal processes, lawsuits, or mandatory requests from government authorities.
(4) Exceptions to Requiring Prior Consent for Sharing, Transferring, and Publicly Disclosing Information
Please understand that according to laws and relevant national standards, we can share, transfer, or publicly disclose your personal information without your consent in the following situations:
1. Directly related to national security or defense security;
2. Directly related to public safety, public health, or significant public interests;
3. Directly related to criminal investigations, prosecutions, trials, and the enforcement of judgments;
4. Necessary to protect the life and property of you or others, but where obtaining consent is difficult;
5. Information you voluntarily disclose to the public;
6. Information collected from legitimate public disclosures, such as legitimate news reports and government information disclosures.
How We Protect Your Personal Information
Your personal information security is crucial to us. We will strictly adhere to relevant laws and regulations and take reasonable, industry-recognized measures to protect your personal information, preventing unauthorized access, disclosure, use, modification, and avoiding damage or loss of information.
(1) Technical and Data Security Measures
We strive to take various physical, electronic, and managerial security measures that meet industry standards to safeguard your personal information. We actively establish data classification and tiered systems, data security management standards, and data security development standards to regulate the storage and use of personal information, ensuring that we do not collect information unrelated to the services we provide.
We enforce comprehensive data security control by signing confidentiality agreements with data handlers and implementing monitoring and auditing mechanisms to prevent unauthorized access, disclosure, use, modification, damage, or loss of your personal information.
We have employed industry-standard security measures to safeguard the personal information you provide, preventing unauthorized access,
Your Rights
We highly value your attention to personal information and do our best to protect your rights to access, correct, delete, and withdraw consent regarding your personal data, ensuring you have full control over your privacy and security. Your rights include:
(1) Access and Correction of Your Personal Information
1. Except as provided by laws and regulations, you have the right to access and correct your personal information at any time. Specifically, this includes:
1.1. You can access or modify your email information;
1.2. You can access or modify your linked third-party accounts;
2. If you need to review other personal information generated while using AsianFin, we will provide it upon reasonable request. If you cannot access or correct your personal information through the above means, you can also contact us by sending an email to service@asianfin.com. We will respond to your access request within 10 days.
(2) Deleting Your Personal Information
1. We provide the following ways for you to delete information you posted on the AsianFin App:
1.1. You can delete the information displayed on your personal homepage by going to [My → Personal Homepage];
1.2. You can delete the articles you published by going to [My → My Articles];
1.3. You can delete your follow records by going to [My → Following];
(3) Device Permission Access
While providing services, we need you to enable certain device permissions, such as access to notifications, photos, camera, Bluetooth, etc. You can also choose to turn off some or all of these permissions in your device's [Settings] at any time, thus refusing us the ability to collect your corresponding personal information. Note that the way permissions are displayed and how to disable them may vary across different devices, so please refer to the instructions provided by your device and system developers.
(4) Obtaining a Copy of Your Personal Information
You have the right to obtain a copy of your personal information. You can contact us by sending an email to service@asianfin.com, and we will process your request within 10 days.
How We Handle Children's Personal Information
AsianFin services are mainly aimed at adults. Our products, website, and services are primarily for adults. If you are a minor under 18, you should read this guideline with your guardian before using our products and/or services, and make sure you have their consent before using our services and providing us with your information. We are committed to protecting minors' personal information according to relevant national laws and regulations.
If your guardian does not agree to you using our services or providing us with information as outlined in this guideline, please stop using our services immediately and let us know.
For cases where we collect minors' personal information with parental or legal guardian consent, we will only use or disclose this information as legally permitted, with explicit consent from the parent or guardian, or when necessary to protect the minor.
If you are a guardian and have any questions about the minor in your care using our services or providing us with their personal information, please contact us promptly. We will protect the confidentiality and security of minors' personal information in accordance with relevant national laws and this guideline. If we find that we have collected personal information from a minor without prior verifiable parental or guardian consent, we will take steps to delete that data as soon as possible.
How This Policy Gets Updated
AsianFin reserves the right to update or modify this guideline from time to time. We won’t take away any rights you have under this guideline without your explicit consent. We’ll let you know about any changes through reasonable methods like pop-up messages in the app, so you can stay informed.
1. For major changes, we might provide more noticeable notifications explaining the specific updates. Major changes include but aren’t limited to:
- Significant changes to our service model, like the purposes for processing personal information, the types of personal information we process, and how we use that information;
- Major changes to our ownership structure or organization, like changes in ownership due to business adjustments, bankruptcy, or acquisitions;
- Changes to the main parties involved in sharing, transferring, or publicly disclosing personal information;
- Significant changes to your rights regarding personal information processing and how you can exercise those rights;
- Changes to the department responsible for personal information security, contact information, and complaint channels;
- High-risk findings in personal information security impact assessments.
2. If you disagree with the updated privacy protection guidelines, you have the right to stop using AsianFin's services immediately. If you continue to use AsianFin’s services, it means you accept the changes we've made to this guideline.
Definitions
The terms used in this privacy protection guideline have the following definitions in their usual sense:
1. Personal Information: This refers to all kinds of information recorded electronically or otherwise that can identify a specific individual either on its own or in combination with other information. This includes, but isn’t limited to, names, birth dates, ID numbers, biometric data, addresses, and phone numbers.
2. Sensitive Personal Information: This is information that, if leaked, illegally shared, or misused, could harm personal and property safety, easily lead to damage to personal reputation, mental and physical health, or discriminatory treatment. Examples include ID numbers, biometric data, bank account numbers, communication content, and health information.
3. Device: A device refers to any equipment that can access AsianFin products and/or services, including desktop computers, laptops, tablets, or smartphones.
4. Device Information: Includes device model, unique device identifiers (like IMEI/Android ID/OPENUDID/GUID/IMSI), device serial number, MAC address, operating system type and version, screen resolution, telecom carrier, software installation list, software version number, and system language.
5. Unique Device Identifier: A unique device identifier (also known as exclusive ID or UUID) is a string of characters embedded by the manufacturer into the device to uniquely identify that device (like a phone's IMEI number). Unique device identifiers have various uses, including providing ads when cookies can’t be used (like in mobile apps).
6. IP Address: Every device connected to the internet is assigned a number called an Internet Protocol (IP) address, typically based on geographical regions. IP addresses can often be used to identify the location of the device when it connects to the internet.
7. SSL: SSL (Secure Socket Layer) is a security protocol implemented over the Transmission Control Protocol (TCP/IP). SSL supports various types of networks and provides three basic security services, ensuring confidentiality of information through the use of public and symmetric key technologies.
8. Information Collection Technologies: The "automatic collection" mentioned in the AsianFin User Privacy Policy includes the following methods:
- Cookies: Cookies are small text files placed on your client (computer, mobile phone, or other smart devices) by the website server while you browse. When you revisit the site, it can recognize your browser through the cookie. Cookies can store user preferences and other information. You can configure your browser to refuse all cookies or alert you when a cookie is sent. However, some website features or services may not work properly without cookies. For specific information, please refer to the AsianFin Cookie Guidelines.
- Log Files: Log files store data collected automatically. This data includes IP addresses, browser types, Internet Service Providers (ISPs), referring/exit pages, operating systems, date/time stamps, and clickstream data.
- JavaScript: JavaScript is a programming language used to create more interactive and dynamic web pages. JavaScript can set, read, and delete cookies.
9. Affiliate Companies: Refers to any company or institution currently or in the future controlled by, under common control with, or controlling another party. "Control" refers to the ability, directly or indirectly, to influence the management of the mentioned company, whether through ownership, voting rights, contracts, or any other legally recognized means.
10. Algorithm: A process or set of rules that a computer follows to execute problem-solving calculations.
11. Application Data Caching: This refers to a data storage mechanism on a device. Using it has many advantages, like allowing web applications to run without an internet connection and improving application performance by speeding up content loading.
12. Web Storage Using Browsers: This mechanism allows websites to store data in the browser on your device. If used in "local storage" mode, the data can persist across sessions, meaning users can access the data even after closing and reopening the browser. One of the technologies that facilitate web storage is HTML5.
13. Account: By registering for an account and providing us with some personal information, you can access our services. When you visit AsianFin, the system uses this account information to authenticate your identity and prevent unauthorized access.
14. Non-Personal Identifiable Information: Information related to users that cannot directly or indirectly identify you, including data that has been de-identified, anonymized, or pseudonymized.
15. De-identification: Refers to the technical process of handling personal information so that it cannot identify the individual without additional information.
16. Anonymization: Refers to the technical process of handling personal information so that the individual cannot be identified and the processed information cannot be restored.
17. Server Logs: Like most websites, our servers automatically log the web requests you make while accessing the site. These "server logs" typically include your network requests, IP addresses, browser types, browser languages, request dates and times, and one or more cookies that can uniquely identify your browser.
How to Contact Us
If you have any questions about this guideline, you can reach out to us through the following methods. We have a dedicated team for personal information protection that will promptly address your concerns.
Email: service@asianfin.com
Generally, we will respond within 10 days.
