With a Discover it® Cash Back Credit Card in your wallet, you can get 5% cash back across rotating categories all year. Discover’s cash-back calendar is centered around everyday expenses — often including restaurants, grocery stores, and more.
And the categories for the first quarter of 2026 are no exception. Between Jan. 1 and March 31, cardholders can earn 5% cash back at grocery stores, at wholesale clubs, and on select streaming services.
Here’s a closer look at what you can get with these categories and how to decide if a Discover cash-back card is right for you.
Read more: Best Discover credit cards
Discover Q1 cash-back categories
Through the first quarter of 2026, you can earn 5% cash back with your eligible Discover card on groceries at grocery stores and wholesale clubs, as well as on select streaming services. The 5% rewards apply to the first $1,500 in combined purchases when you activate.
Grocery stores
Whether you're starting on a New Year's resolution or trying to cook more at home to save money after the holidays, this category can help you get a jumpstart on your goals this quarter.
Eligible retailers include supermarkets, smaller grocery stores, and even grocery delivery services. However, grocery spending at Walmart and Target is not eligible.
Related: Best credit cards for groceries
Wholesale clubs
Alongside regular grocery stores, you can also earn bonus rewards when you shop at wholesale clubs this quarter. But keep in mind: wholesale clubs don't always accept Discover credit cards. For example, you'll need to use a Visa credit card if you're shopping at Costco. To earn 5% rewards on eligible purchases at wholesale clubs, make sure you can use your Discover card to pay.
Discover also specifies that certain services provided by some wholesale clubs, like travel, delivery services, or cell phone purchases, may not earn 5% rewards.
Select streaming services
You'll save on your streaming subscriptions this quarter when you pay with your Discover card, too. Some eligible streaming services include Apple TV, Audible, DirecTV Stream, Netflix, Peacock, SiriusXM, Spotify, YouTube Premium, and more.
One exception to note is a subscription bundled with or billed through a third party. For example, if you get your HBO Max subscription through your cable provider or your SiriusXM subscription through your car manufacturer, you may not be able to earn 5% back with your card.
